Travel Insurance

Secure yourself on International Trips

Falling ill in a country which is not your own gives you double trouble. As it is said sickness or accident never warns before they occur. One should always be ready to face these challenges.The Best solution is to have a travel policy.

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Student Corporate Individual
Student Travel Insurance

Studying Abroad is too expensive. Apart from all the budgeted expenses, you may incur some unpredictable ones too.
To ensure that such expenses do not burn a hole in your pocket, and disrupt your higher education, opt for travel insurance policy specially tailored for students.

What risks does your policy cover?

Baggage Covers
Checked Baggage Loss
Checked Baggage Delay
Journey
Sponsor protection
Missed Connections / Missed Departure
Fraudulent Charges (Payment Card Security)
Personal liability
Hijack cash benefit
Loss of passport
Bail bond
Medical
Accident & Sickness Medical Expenses Reimbursement
Accidental death and dismemberment 24 Hours
Tuition Fee reimbursed in the case of Terminal Sickness or in the case of a medical repatriation
Visit by immediate family member under certain conditions paid
Repatriation of remains
Maternity benefit
Cancer screening and mammography examinations
Physiotherapy
Sickness Dental Relief
Childcare benefits
Continuing treatment
Emergency Evacuation

Exclusions

Loss of baggage sent in advance or souvenirs or articles mailed or shipped separately.
Any baggage delay while in India is not covered.
Flight delay due to covered Hazard made public or known prior purchase of Policy.
Adventure activities such as rock climbing, scuba diving, paragliding, etc.
Losses arising from intoxicated behaviour
Local agitations and protests
Pre-existing medical conditions
Losses sustained during a nuclear attack or radiation leak
Self-harm
Corporate

Travelling is a pleasure even if you combine it with business. It gives you an opportunity to learn a lot about cultures, communities, trends, people and much more. Purpose of travelling vanes from person to person but there is a common thing that everyone wants while travelling,i.e, safety.
To make the business trips more pleasant and safe, taking a corporate travel insurance policy is one of the most suitable options. Corporate Travel insurance is for those who have employees and those employees are required to travel for business either internationally or domestically. It is also called Business Travel Insurance.
This policy covers companies from financial losses caused by unforeseen circumstances. These unfortunate circumstances can lead to huge monetary losses.

Risks involved in travelling are:
Injuries
Accident or death
Baggage Loss
Terrorist Attack
Emergency Evacuation
Flight cancellation

What risks does your policy cover?

Personal Belongings & company equipment like laptop & tablet.
Extra travel expenses in case you miss connections during your journey back home
Reimbursement of cancelled flight expenses
Golf clubs and other sports equipment
Medical Treatment and related transportation costs
Money & Travel Document
Accident, Liability and legal cover in case of any trouble during trip
Individual

While you are vacationing abroad, any unforeseen, untoward incident would be the last thing on your mind.However, you cannot ignore this aspect, as traveling abroad involves a certain degree of risk, right from falling ill with high hospital costs, having a flight delay, to baggage loss or having met with an accident.
To remove the stress out of traveling, all you need is Travel Insurance.
Let us assist you with best Travel Insurance to take care of you, should there be an exigency.

What risks does your policy cover?

Flight Delay
Bounced Hotel / Airline Booking
Missed Connection / Missed Departure
Trip Cancellation
Bounced Hotel / Airline Booking
Baggage Delay Benefit (After first 12hrs) and
Checked Baggage Loss Benefit
Accident and Sickness Medical Expense Reimbursement
8. Accidental Death and Dismemberment Benefit (24hrs)
Exclusions
Insured Person is traveling against the advice of a Physician; or is travelling for the purpose of obtaining treatment.
Any Pre-existing Condition or any complication arising from it; or
Defective lubrication or lack of oil or coolant.
Suicide, attempted suicide (whether sane or insane) or intentionally self inflicted Injury or Illness, or sexually transmitted conditions, mental or nervous disorder, anxiety, stress or depression, Acquired Immuno Deficiency Syndrome (AIDS), Human Immuno deficiency Virus (HIV) infection; or
Being under the influence of drugs, alcohol, or other intoxicants or hallucinogens
Serving in any branch of the Military or Armed Forces of any country, whether in peace or War,

*Above list of coverages & exclusions is indicative in nature. For exact coverages & exclusions please refer policy wordings.

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          Everything about Overseas Travel Insurance you need to know

          We Indians have it in our DNA to scoff at things that don’t make as much sense to us and also cost money. And one such thing most Indians scoff at is Overseas Travel Insurance. Luckily times have changed and now we value the importance of Overseas Travel Insurance, however, instead of scoffing at it as an upsell, one should really go deep in finding the best travel insurance.

          An overseas travel insurance plan is basically an insurance plan that covers the medical emergencies of your overseas or international trip. However, medical emergencies are not the only thing that it covers. This insurance also covers loss of baggage, flight delays, loss of passport, flight hijack, and even repatriation charges, etc.

          Many countries make it mandatory for you to have a travel insurance plan before you travel to their country. So you can buy this plan on a per-trip and yearly basis.

          Things you should consider before buying Overseas Travel Insurance:

          1. Medical Costs abroad are at the very least 6-7 times more than what you are charged in India and a similar medical expense for a certain procedure may cost 50-100% more in the US than in other countries.
          2. The cost of the cover may vary depending on the country and the sum insured.
          3. As someone who is looking for travel insurance, you should also check the medical coverage amount and assure yourself of its adequacy. After that, it is also a good practice to check the network of hospitals provided by that particular insurance policy.

          Se, we learn that Overseas Travel Insurance is a life-saver when you travel abroad. If you are a frequent international traveler then you should definitely go for the yearly plan and even if you’re going abroad for the first time on quite a long trip then you can get your travel cover on a per-trip basis.